Published by isobel.regans@dontpanicprojects.com
Published Date 12.07.2023 
Fintech start-up, Mia-FinTech, is a technology provider for banks and financial institutions based on Mia-Platform’s technologies for the end-to-end creation of digital platforms.
Its cloud-native platform enables financial institutions to create new digital services in a fast and scalable way. It facilitates the move to Open Finance through API management, microservices deployment and fast data; in full compliance with applicable laws and regulations.
Mia-FinTech’s range of solutions allows banks to be more open, reactive and flexible to consumer needs and changing market trends, bridging the gap between traditional banks and modern omnichannel digital banks. The Mia-Fintech ecosystem has over 3,000 active users and has managed over €2 billion worth of transactions to date.
The Payment Integration Hub, launched this year, has been recognised as a leading payment solutions technology by being shortlisted for a European eCommerce Award.
What is the Payment Integration Hub?
In an increasingly digitised and interconnected world, consumers are now accustomed to making purchases through digital channels, at any time of day and via any device. Even in the world of in-store retail, users expect an experience as close to digital as possible once they have chosen their products. In other words, the checkout and payment phase should be as simple and immediate as it is online.
The number of digital payment methods available to consumers is increasing, both in terms of providers offering similar services and in terms of electronic tools to support them. Users may have several payment methods available but generally have their own preferences.
That could be because of the type of product they’re purchasing, the amount payable, or other personal reasons. Because of this, companies need to equip themselves with tools that allow the user to make the purchase using their preferred payment method.
To address this need, Mia-FinTech created the Payment Integration Hub, an end-to-end solution for managing the entire digital payments lifecycle. The platform supports all major digital payment methods and integrates easily with existing systems.
The Payment Integration Hub delivers an enhanced customer experience, allowing them to choose their preferred payment method directly from the application. For businesses, it stores the details of each transaction in one central database, ensuring a high level of governance.
The Payment Integration Hub is a reliable, comprehensive, and flexible solution. So much so; several different industries have already implemented it into the production environments of their projects. It covers the entire digital payment lifecycle and offers solutions to easy-to-manage recurring and Buy Now Pay Later (BNPL) payments. Built using Composable Architecture, it can be customised according to specific needs.
What does the European eCommerce Awards shortlisting mean to you and your team?
“Getting shortlisted for the European eCommerce Awards is a testament to the tireless efforts of our team and the innovative spirit that drives us. We’re humbled and honoured to be recognised for our Payment Integration Hub, which empowers businesses worldwide by providing a reliable, comprehensive and flexible digital payments solution.
“The Payment Integration Hub is more than just a payment system. It’s a complete end-to-end solution that covers all stages of the digital payment journey and offers organisations greater flexibility with customisation and integration.
“At Mia-FinTech, we believe digital payments can transform economies and improve lives, and we are proud to be at the forefront of this transformative journey. This nomination validates our vision, and we remain dedicated to pushing the envelope further, continually enhancing our solution to meet the evolving needs of our users. Together, we will shape a future where digital payments redefine convenience, empower businesses, and foster financial inclusivity for all.” Bruno Natoli, CEO at Mia-FinTech
